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The Segal AmeriCorps Education Award, unlike most other scholarships and fellowships, is subject to federal tax in the year you have funds sent from your National Service Trust account to a school or lender. (If you use your award in 2013, you'll report it on the taxes you file by April 15, 2014.)
The end-of-term VISTA cash stipend is also subject to taxes.
When the National Service Trust pays interest off on your student loans, the amount paid is also considered taxable income.

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