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ALERT: Access to NationalService.gov, AmeriCorps.gov, and SeniorCorps.gov may be interrupted for scheduled maintenance on Friday, July 20 between 8pm ET to 9pm ET. 

Forbearance Exceptions

Forbearance applies to most federal loans with two exceptions.
 
  • National service forbearance does not apply to Parent PLUS loans. These are federal loans taken out in a parent's name to pay for a child's education. If you have Parent PLUS loans, you can neither put them into forbearance nor pay them down with your education award.
  • Federal Perkins loans are also not eligible for national service forbearance. (Many educational institutions will use their discretion to grant forbearance for Perkins loans.)
  • AmeriCorps VISTA members with Perkins loans can opt for partial loan forgiveness. Read about Perkins Loans and VISTA.
Private loans also do not qualify.

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